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Multi-Unit Mortgage Insurance for Developers and Investors CMHC MLI Select is Canada’s premier mortgage insurance program for multi-unit residential properties....
Takes 30 seconds. No credit check required.
CMHC MLI Select is Canada’s premier mortgage insurance program for multi-unit residential properties. It rewards developers and investors who build affordable, accessible, and energy-efficient housing with reduced premiums, higher leverage, and longer amortization periods. Mortgagefy helps clients navigate the MLI Select application process and secure optimal financing for multi-unit projects across Canada.
MLI Select is a mortgage loan insurance product from the Canada Mortgage and Housing Corporation (CMHC) designed for multi-unit residential properties with five or more units. It uses a points-based scoring system that awards benefits based on a project’s commitment to affordability, accessibility, and climate compatibility. Eligible projects can access financing of up to 95% loan-to-value, amortization periods of up to 50 years, and reduced insurance premiums — dramatically improving project feasibility and cash flow for developers and investors.
Developers and investors with multi-unit residential projects of five or more units. Standard rental buildings, retirement homes (50+ units), supportive housing, and single-room occupancy projects. Both new construction and existing property acquisitions or refinances. Projects that commit to affordability targets (units priced at 30% or less of median renter income) earn additional points and incentives. Energy-efficient buildings and accessible designs earn further benefits under the scoring system.
Financing up to 95% of the project’s value — significantly reducing equity requirements. Amortization periods up to 50 years for improved long-term cash flow. Reduced insurance premiums based on your project’s social and environmental outcomes. Access to competitive interest rates from CMHC-approved lenders. Long-term fixed rates available, providing stability for project planning and operation.
We review your multi-unit project details including unit count, location, affordability commitments, and energy efficiency plans. Our team helps you maximize your MLI Select score to access the best possible financing terms. We then connect you with CMHC-approved lenders from our network and manage the full application, appraisal, and approval process. From concept to funding, we guide multi-unit projects through every stage of CMHC financing.
Tell us about your situation. We review your needs, goals, and financial picture — quick and confidential.
We compare rates and terms from our network of banks, credit unions, B-lenders, and private lenders to find your best match.
Once you choose your best option, we handle the paperwork and guide you through to funding — fast and stress-free.
Fully licensed and regulated in Ontario. Your interests are legally protected.
Clear terms, honest guidance, and a dedicated agent working to get you the best deal.
Pre-approvals in 24 hours. Private lender funding in as little as 48 hours when time is critical.
We shop your application across banks, credit unions, B-lenders, and private lenders Canada-wide.
Get a personalized rate quote in under 60 seconds. No hard credit check required.
Fully licensed, operating under 8Twelve Mortgage Corporation (Lic#13072).
Access to Canada's largest network of banks, credit unions, B-lenders, and private lenders.
Get a response within 2 business hours. Many approvals within 24-48 hours.
Expert guidance with zero pressure. We work for you, not the banks.
A licensed mortgage agent will personally review your situation and call you back within 2 hours. No pressure, just expert guidance.
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Mortgage services provided by 8Twelve Mortgage Corporation, licensed mortgage brokerage (Lic#13072).
Have questions about your mortgage options? Book a quick call with a licensed agent — no pressure, no obligation.
