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Know Exactly What You Can Afford A mortgage pre-approval gives you a clear picture of your buying power before you...
Takes 30 seconds. No credit check required.
A mortgage pre-approval gives you a clear picture of your buying power before you start house hunting. We shop your application across 100+ lenders to lock in the best rate for up to 120 days — so you can make confident offers knowing your financing is ready.
A pre-approval confirms the maximum mortgage amount you qualify for, locks in your interest rate for 90-120 days protecting you from rate increases, shows sellers you are a serious and qualified buyer, and identifies any potential issues before they become problems.
Proof of income such as pay stubs, T4s, or Notice of Assessment for self-employed applicants. Government-issued identification. Proof of down payment from bank statements. A brief overview of your debts and monthly expenses. We handle the rest.
Most pre-approvals are completed within 24 hours. Once approved, you receive a written commitment with your rate, maximum amount, and terms — giving you the confidence to shop for your home with clarity.
Tell us about your situation. We review your needs, goals, and financial picture — quick and confidential.
We compare rates and terms from our network of banks, credit unions, B-lenders, and private lenders to find your best match.
Once you choose your best option, we handle the paperwork and guide you through to funding — fast and stress-free.
Fully licensed and regulated in Ontario. Your interests are legally protected.
Clear terms, honest guidance, and a dedicated agent working to get you the best deal.
Pre-approvals in 24 hours. Private lender funding in as little as 48 hours when time is critical.
We shop your application across banks, credit unions, B-lenders, and private lenders Canada-wide.
Get a personalized rate quote in under 60 seconds. No hard credit check required.
Fully licensed, operating under 8Twelve Mortgage Corporation (Lic#13072).
Access to Canada's largest network of banks, credit unions, B-lenders, and private lenders.
Get a response within 2 business hours. Many approvals within 24-48 hours.
Expert guidance with zero pressure. We work for you, not the banks.
A licensed mortgage agent will personally review your situation and call you back within 2 hours. No pressure, just expert guidance.
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Mortgage services provided by 8Twelve Mortgage Corporation, licensed mortgage brokerage (Lic#13072).
Have questions about your mortgage options? Book a quick call with a licensed agent — no pressure, no obligation.