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Mortgage Pre-Approval

Know Exactly What You Can Afford A mortgage pre-approval gives you a clear picture of your buying power before you...

100+ Lenders FSRA Licensed Expert Guidance
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Get Your Assessment

Takes 30 seconds. No credit check required.

No credit check Response in 2hrs

Know Exactly What You Can Afford

A mortgage pre-approval gives you a clear picture of your buying power before you start house hunting. We shop your application across 100+ lenders to lock in the best rate for up to 120 days — so you can make confident offers knowing your financing is ready.

What Pre-Approval Gives You

A pre-approval confirms the maximum mortgage amount you qualify for, locks in your interest rate for 90-120 days protecting you from rate increases, shows sellers you are a serious and qualified buyer, and identifies any potential issues before they become problems.

What You Need

Proof of income such as pay stubs, T4s, or Notice of Assessment for self-employed applicants. Government-issued identification. Proof of down payment from bank statements. A brief overview of your debts and monthly expenses. We handle the rest.

Fast Pre-Approvals

Most pre-approvals are completed within 24 hours. Once approved, you receive a written commitment with your rate, maximum amount, and terms — giving you the confidence to shop for your home with clarity.

Simple Process

How It Works

1

Quick Assessment

Tell us about your situation. We review your needs, goals, and financial picture — quick and confidential.

2

We Shop 100+ Lenders

We compare rates and terms from our network of banks, credit unions, B-lenders, and private lenders to find your best match.

3

Get Approved & Funded

Once you choose your best option, we handle the paperwork and guide you through to funding — fast and stress-free.

Why Mortgagefy

Key Benefits

FSRA Licensed Brokerage

Fully licensed and regulated in Ontario. Your interests are legally protected.

Transparent Process

Clear terms, honest guidance, and a dedicated agent working to get you the best deal.

Fast Approvals

Pre-approvals in 24 hours. Private lender funding in as little as 48 hours when time is critical.

100+ Lender Partners

We shop your application across banks, credit unions, B-lenders, and private lenders Canada-wide.

Ready to Take the Next Step?

Get a personalized rate quote in under 60 seconds. No hard credit check required.

  • Consultation with a licensed agent
  • Access to 100+ lender partners
  • Response within 2 business hours
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Why Canadians Choose Mortgagefy

FSRA Licensed

Fully licensed, operating under 8Twelve Mortgage Corporation (Lic#13072).

100+ Lender Partners

Access to Canada's largest network of banks, credit unions, B-lenders, and private lenders.

Fast Approvals

Get a response within 2 business hours. Many approvals within 24-48 hours.

Professional Support

Expert guidance with zero pressure. We work for you, not the banks.

Still Have Questions? Let's Talk.

A licensed mortgage agent will personally review your situation and call you back within 2 hours. No pressure, just expert guidance.

Book a Call Instead

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Mortgage services provided by 8Twelve Mortgage Corporation, licensed mortgage brokerage (Lic#13072).